Small Business Health Insurance in Arizona 

For anyone interested in small business health insurance in Arizona, it’s important to note some facts about health care coverage plans. As a small business owner, you’re not obligated to provide group health insurance plans to your employees. If you have your own business and have more than two – but less than fifty – employees, you have the choice of whether or not you offer group health insurance coverage to your employees.

As an employer you are given enough flexibility to determine what constitutes an hourly rate to qualify someone for full-time status. In this way, you’ll be able to find out your overall cost for providing small business health insurance to your full-time employees.

Trying to find an affordable small business health insurance policy?

Special Insurance Rates for Small Businesses

Many health insurance companies offer special rates to employers with a higher amount of full-time employees so it’s important to know if the company you’ll be dealing with provides this form of discount program. Some companies allow you to have a certain amount of part-time employees under your group health insurance coverage as well. The general qualifying term is that the employee must work over twenty hours a week to be included in the group health insurance plan coverage.

The Arizona Department of Revenue has recently passed legislation that allows new small business owners in Arizona to qualify for financial assistance that will allow them to provide basic health coverage for their employees.

The tax credit program allows the business owner to receive up to $1000 or fifty percent off the annual cost of their employees’ insurance premiums. They may also receive up to $3000 or fifty percent off the cost of family health insurance coverage for their employees. This program will allow new small-business owners that have trouble getting group insurance for their employees, to get the small business health insurance they need.

Request an Arizona small business health insurance quote and compare your options.